Financial year 2025-26 · Assessment year 2026-27

Good to see you, Avenger!

Computed under the Finance Act, 2025. Every figure below is traceable to a statutory step — open the comparison to see the working.

Estimated tax liability

₹0

Under the new regime, including 4% cess.

Balance tax payable

₹0

₹0 already paid through TDS and advance tax.

Recommended regime

New regime

Saves ₹0 versus the alternative · 60% confidence.

Further saving identified

₹0

7 legal opportunities found across investments, salary structure and compliance.

Why this regime

Deterministic recommendation, no black box.

60% confidence

Both regimes produce the same tax. The new regime is simpler to comply with.

Your total deductions and exemptions under the old regime come to ₹0.
To make the old regime worthwhile you would need roughly ₹0 of deductions — ₹0 more than you currently claim.
The new regime gives a higher standard deduction (₹75,000 vs ₹50,000) and a full rebate up to ₹12,00,000 of total income.
Effective tax rate: 0.00% under the new regime vs 0.00% under the other.

Head-wise, after exemptions.

Add your income to see the breakdown.

Taxable income, tax and deductions compared.

Advance Tax — 1st instalment
15 Jun 2025
15% of estimated annual tax liability.
Advance Tax — 2nd instalment
15 Sept 2025
45% cumulative of estimated tax.
Advance Tax — 3rd instalment
15 Dec 2025
75% cumulative of estimated tax.
Advance Tax — 4th instalment
15 Mar 2026
100% cumulative of estimated tax.
Tax-saving investment deadline
31 Mar 2026
Last date to invest for FY 2025-26 Chapter VI-A deductions.

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Use the remaining ₹1,50,000 of your 80C limit
80C · Invest ₹1,50,000 before 31 March 2026.
Claim the extra ₹50,000 NPS deduction
80CCD(1B) · Contribute ₹50,000 to NPS Tier-I.
Buy a health policy for your parents
80D · Purchase or transfer your parents' health policy into your name.
Top up health insurance for yourself and family
80D · Insure the remaining ₹25,000 of premium capacity.